When a person needs money, what does he do? He gets a loan from his local lender or the bank. The bank is a great place to get secured loans because it is coming straight from the government. You will have insurance on it and if you have good credit, your interest rates wont be that high. I am bringing this up because I will have to take out student loans at one point or another for college. Cant ride on scholarships all my life. Just do your research and try to find the best place to get your loans. Dont go anywhere that charges excess interest and stay away from Loan Sharks. Bad experience.
This is just a brief summary of people thinking of getting loans. I would suggest talk to a representative from your local bank.